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Pastor's Packet - Individual Sections

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$1,250,000	(1) Credit Cards	5%	$28 per family
$576,000	(2) Cellular Phones	1%	$64 per family
$360,000	(3) Wealth Management Services and Financial Planning	1%	$40 per family
$315,000	(4) Hotel Condo Resort	1%	$35 per family
$4,500,000	(5) Vitamins/Nutritional Food Supplements	5%	$100 per family
$720,000	(6) Long Distance Phone Service	5%	$16 per family
$900,000	(7) Health Care	1%	$100 per family
$8,621,000	Base Programs
$1,379,000	Remaining Programs	2.5%	$62 per family
$10,000,000	Amount available for ministry on a yearly basis

$1,000,000.....for Petra Lutheran Ministries (Elderly housing)	10%
$2,800,000.....to run Lutheran Cooperative Network	28%
$4,000,000.....to Lutheran Churches	40%
$500,000.....to Synod	5%
$500,000.....to Districts	5%
$1,000,000.....to RSOs and Lutheran Ministries	10%
$100,000.....to The Church Doctor	1%
$100,000.....to PLI	1%
$10,000,000	100%

* 900,000 - LCMS Family Units
* 1% - 9,000 Family Units
* 2.5% - 22,500 Family Units
* 5% - 45,000 Family Units

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Lutheran Cooperative Network rejoices with St. Peter Lutheran Church in our partnership of ministry. Some of your members have used LCN products, services and vendors that have allowed LCN to send checks totaling $15,752.12 through ______(Date)________for your Ministry. LCN is a non-profit cooperative Ministry offering quality goods and services that when purchased by your members return a percentage of those dollars spent to your Church and other Lutheran Ministries. LCN has sent out rebate checks totaling $375,412.17 to Lutheran Ministries like yours in (Year). For more information on our Ministry or a copy of our newsletter and catalog call toll free 1-877-224-0438, or order online at www.lutherancoop.com. Thank you for your partnership in The Gospel Ministry.

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(Using your church letterhead, create a church letter from Pastor or Stewardship Chairman/Board to church members. Below is just a sample letter if needed. You may decide to select Sample 2 Church Member Letter to send to your Church Members, which is the next letter after this sample. The choice is entirely up to your Pastor or Stewardship Chairman/Board).

Date________________

Dear Fellow Member of (name of church)

I hope you will appreciate the enclosed materials from Lutheran Cooperative Network (LCN), a purchasing co-op that our congregation recently joined. Our intention is to offer a “no additional cost" means of receiving rebate dollars at (name of church) from items purchased by our members through LCN. The enclosed flyer describes current and future products and services that will generate rebate dollars. Our congregation does not endorse any LCN product or service over others available to you in the general market place. We simply want to alert you to rebate opportunities for our congregation from particular items purchased through LCN, if they meet your particular needs. No additional costs or fees are added to what you would normally pay a general retailer.

Your Board of Stewardship recommends Lutheran Cooperative Network to you as another way to support the Lord’s work at (name of church). We think you will enjoy the possibilities it affords for receiving additional income to benefit our congregation and the church at large. A few dollars here, a few dollars there, and the dollars really start to add up! These are dollars that previously had no channel into the Lord’s congregation.

Please speak to any of us on the Stewardship Board with questions about LCN.

Meanwhile, we hope you enjoy browsing the possibilities of membership in Lutheran Cooperative Network.

(Signature)

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Lutheran Cooperative Network has entered into a partnership as a vendor with Vitamin Power, Inc. offering rebates up to 50% off the price of our Vitamin Power Vitamins and Nutritional Products. Vitamin Power, Inc. has been a trusted company for quality, safety and integrity since 1975. LCN can proudly offer prime-quality Natural Vitamins, Minerals & Food Supplements, Digestive Aids, Weight-Management Formulas, Protein & Amino Acid Supplements, Sports Nutrition, Herbal Supplements, Nutritional Skincare Products and More! Vitamin Power Products are carefully manufactured with the highest-quality nutritional ingredients available and are laboratory-tested to USP standards to assure potency, purity and freshness.

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LCN has partnered as a Vendor offering good nutrition for good health with a 15% rebate. Unfortunately, most people do not eat nearly enough fruits and vegetables every day. LCN offers through our Vendor a convenient and inexpensive way to add more nutrition from fresh, raw fruits and vegetables to your diet, every day. These products are made from 7 different fruits and 10 different vegetables and grains. These fruits and vegetables are juiced to extract their nutritional essence, then reduced to powdered capsule forms for adults and chewable forms for children. These products are the next best thing to eating fresh, raw fruits and vegetables.

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Lutheran Cooperative Network offers fantastic Long Distance Service as low as 3.9¢ per minute for home and business use. Imagine no monthly fees, minimum usage requirements or numbers to dial to hook up. You can talk for about 25 minutes for a dollar. The LCN vendor we use is an established Christian organization and will bill in 6 second increments instead of one minute increments. So your Long Distance dollar goes even further with LCN. In some states we can offer unlimited Internet Dial Up Service for $14.95. LCN can also offer Toll Free Numbers for your home or business. Imagine loved ones on the road or away from home being able to call you at home for only pennies per minute. LCN is in partnership with a Christian Long Distance Phone Service that is dedicated to spreading The Gospel. How exciting that both of us are in business to spread The Good News of the Kingdom’s work. Why would anyone want to pay more for their Long Distance Phone Service? LCN can offer savings to you and the knowledge that LCN and our Christian Long Distance Service member are partners in The Gospel.

It’s easy to sign up for LCN Long Distance Service, initial Internet Dial Up or Toll Free Numbers. LCN even sells Calling Cards available for you to use as you travel. Call us Toll Free at 1-877-224-0438 and sign up for your Lutheran Long Distance Service today. LCN also has our own web page at www.lutherancoop.com with links to our Long Distance Service page. It only takes a few minutes to sign up for great savings for you and rebate dollars for LCN that go to your Church, District, RSO’s, and Synod. Every dollar that you spend on LCN phone service rebates back 8%-12% to Lutheran Church Ministries. Join us in this exciting ministry where LCN vendors offer quality goods and services for your use and rebates a portion back to your Church. LCN uses the same phone services that you will be signing up for in just a few minutes.

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These are just small sample of the phones available. There are many more for your selection. Please check out our web site for the best rates, phones, and plans guaranteed.

Lutheran Cooperative Network - Independent Agent
P.O .Box 180 - Michigan City, MS 38647
Toll Free 1-877-224-0438 Fax 1-877-881-0431
On line - www.lutherancoop.com

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Medi-Share is an exciting non-insurance healthcare alternative bringing together healthy, caring Christians to share medical costs, saving families thousands of dollars each year. And it works! Over the past decade, Medi-Share Members have shared over $100,000,000 in healthcare costs! Medi-Share is affordable! Cut your family's healthcare costs in half through this non-profit Christian Ministry! Most families save more than $2,000 a year! Medi-Share is biblical! Christians look to Medi-Share as a way to reclaim this biblical mandate to care and provide for their brothers and sisters in Christ. Now you don't have to pay high prices, deal with frustrating insurance bureaucracies, or subsidize the ungodly lifestyles of non-believers.

MEDI-SHARE MEMBERS WILL BE THERE TO PRAY, CARE...AND TO SHARE YOUR EXPENSES!

Medi-Share is affordable and in many cases can cut your family's healthcare cost by 30%-50%. This could save your family or business thousands of dollars per year. Medi-Share was founded on the Biblical principle of Gods word found in Ephesians 4:28 which tell us to share with those in need. It's a very flexible program with multiple choices of program levels, benefits, and of course out-of-pocket expense. You can even choose your own doctors and hospital.

In addition to sharing in your medical and healthcare bills Medi-Share staff members actually pray for you and send you letters of encouragement. There are always trained medical professionals available to answer your questions. Medi-Share is an LCN vendor and will give $100 to LCN for every family LCN signs up. Remember this $100 goes back to your Church, District, RSO's, and other Lutheran Ministries.

There are some unusual requirements to meet with Medi-Share. You and your family must be involved in the church. Medi-Share wants its members to talk the talk and walk the walk as a Christian witness. Medi-Share has been acting as a Christian ministry since 1993.

Medi-Share doesn't share in all costs. All members vote on a yearly basis what costs to share. Routine physicals and health maintenance costs are currently not eligible for sharing. Also, vision, dental and certain other medical services spelled out in your information packet are also ineligible. However, with the tremendous savings families and businesses receive from Medi-Share; they can budget for non-covered healthcare items. Even after budgeting for those items, the average Medi-Share members healthcare cost is significantly lower than the USA national average. If you don't need that budgeted amount, it's yours to spend as you please on other items in your budget. Medi-Share spends about 15% of every dollar on processing and administration of your healthcare. The remaining 85% of your healthcare dollar goes directly to your wellness needs. Their 250 program, as of this writing, is $145 per month for a single individual and up to $346 for a family of three or more.

Call LCN today at 1-877-224-0438 or visit online at www.medi-share.org so we can help you get your healthcare costs under control with our LCN vendor Medi-Share. Remember, you MUST call LCN for your church to receive a portion of that $100 rebate before you sign up with Medi-Share.

For More Information call us Toll Free:
1-877-224-0438
LUTHERAN COOPERATIVE NETWORK
P.O. Box 180
Michigan City, MS 38647

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LCN has entered into a partnership with Lutheran owners of Oceanfront Condos in Cancun, Mexico. This is a great laid back resort with personality! Solymar is one hotel and condo association that doesn’t let "Spring Breakers" attend. The crowd is middle age to retired with the majority being Canadian or US citizens.

The grounds are immaculate with coconut palms and numerous garden areas. The staff is friendly. Your waiter or waitress for your stay becomes a welcome smile at breakfast, lunch and dinner. Meals can be buffet or individual items cooked to your order. A meal card can be purchased for guests allowing a substantial discount on your meals and beverages for a set daily fee.

The pools are clean and refreshing with a pool bar with seating in the pool or outside the pool. There is also a huge, funky bar down on the beach as well as one off the resort lobby. Palapas provide shade on the beach with its cool, soft limestone sugar sand to dig your toes into.

The water is crystal clear, sometimes blue, sometimes green and indescribable! You can swim, bodysurf, or enjoy water sports for an extra fee to the beach vendors. Walk in the surf or snorkel in the calmer Club Med lagoon a brisk walk away from Solymar. You can play tennis at the Solymar tennis courts if you need a break from the pools, sand, ocean, and surf.

The staff can arrange sightseeing trips to other parts of the Mayan Riviera from exploring ancient ruins to duty free shopping. A small store within the resort can supply you with basic necessities.

When the Lutheran condo owners have no vacancy, the condo association the Lutheran owners belong to offer their units to LCN for rent. Both the LCN Lutheran condo owners and the Solymar Condo Association gives LCN a 10% discount for providing them renters. This rebate flows back to LCN for distribution to your Church, District, Synod and RSO.

However, in the event a rebate comes to LCN from a Lutheran owner of the condo you rent, 50% goes to LCN and 50% comes back to you. In the event you rent the condo from the Solymar Condo Association and not a Lutheran condo owner the 10% rebate comes back to LCN to be distributed to your Church, District, Synod, RSO, and other Lutheran Ministries.

Remember to call LCN Toll Free at 1-877-224-0438 so we can make sure you and/or your Lutheran Ministries gets the rebate. LCN will do all the scheduling for your Cancun Condo in conjunction with the Lutheran condo owners and or Solymar Condo Association.

Look at the Solymar resort online at www.cancunresortcondos.com. The prices and amenities are listed. Remember, you MUST schedule through LCN to get the rebate. LCN prices are the same as the condo owners charge but LCN gets the Ministry rebate.

It’s the hope of LCN that more Lutheran investors will purchase condos, hotels and resorts here in Cancun and in the USA for rental to Lutherans. One of our goals is to own a hotel in the USA large enough for LCEF and Synod conventions to be held. As LCN grows, it is anticipated we will increase our choices of hotel and resort locations as well as the number of units owned by Lutheran investors. LCN has a Lutheran real estate syndication vendor skilled in offshore property rental and management as well as excellent performance in the US market. So bring the suntan lotion and beach towel, because Solymar means Sun and Sea in Spanish. Hasta Luego!

All of our condos have 2 double beds, private bathrooms, and showers and sleeps up to 4 people with A/C, phone, cable and parking. You are assured a comfortable stay.

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Stjarna Rorsman LTD, our Vendor, will provide a custom financial plan consisting of a written evaluation and analysis of the information provided by the Client regarding the Client’s financial goals, objectives, and current situation. Stjarna Rorsman LTD will provide to the Client specific recommendations which may include but are not limited to the following:

For More Information contact us
Toll Free: 1-877-224-0438
LUTHERAN COOPERATIVE NETWORK
P.O. Box 180
Michigan City, MS 38647
www.lutherancoop.com

Expertise in corporate, individual and private. Enrolled agent authorized to practice before the IRS and enter into offers of compromise between a client and the IRS in tax disputes and audits. Advanced tax saving techniques and knowledge of tax shelter, retirement plans and little understood legal deductions.

Customized plans to fit your individual goals, objectives and financial personality. Day to day management of your plans available or in an advisory role only. Provide a total financial blueprint to realize your objectives. Expertise in tax reduction, investment management, retirement planning, business formation and corporate advisor role.

Private and discreet investment of your assets onshore or offshore.

Handling all your financial needs such as investment management, health insurance, life insurance, property and casualty insurance, retirement benefits, private annuities, estate planning, trust management and property management.

Our company manages all this for you so you can concentrate on the important things in life; your family, business, retirement or just relaxing and enjoying life.

Trust management of family assets to assist family members with day to day expenses and income, or a stay in an assisted care or nursing home facility.

Trust management of assets for minors or beneficiaries with spendthrift conditions needing professional supervision or management.

Preparation of estate planning documents designed to avoid payment of death taxes, probate and the unnecessary delay of the transfer of your assets to your named beneficiaries.

Advanced estate planning techniques for asset protection in the event of a lawsuit or judgment rendered against your or a family member.

Using investor equity and conventional financing to construct, purchase and/or rehab apartment complexes for elderly, multi-family or vacation resort condos.

Expertise in real estate management of high rise projects, scattered sites and vacation condos. Onsite management by skilled professionals under our control and/or guidance. Regular visits of site and projects to ensure project future and comfort. Experienced and certified with HUD.

The ultimate in Asset Protection, Tax Savings and Estate Planning. You can have your assets legally offshore, but investing in US stock companies, US treasuries, your local bank's CDs and local real estate so there is no "location" risk; or you can invest in opportunities outside of the USA using legal techniques to defer, eliminate or reduce your taxes during your lifetime and at your death. Offshore trusts and IBC’s (International Business Corporations) can accomplish so much in conjunction with a family limited partnership. This is a complicated "beast" of the financial and tax area, but it is manageable, very cost effective and it works! Stjarna Rorsman will guide you through the Offshore market for investments, trust management, tax avoidance and asset protection. Remember, tax avoidance is not illegal. It is using the IRS tax code with offshore countries with treaties or agreements with the USA on taxes, judgment awards and estate planning issues.

Asset protection, estate planning, diversification of assets and above average yields can be realized with participation in ownership of offshore real estate within a single unit or as a member of a group owning multiple units in a resort or hotel. Tax advantages can be realized if additional steps are taken through legal means to defer income and capital gain. Onsite management, excellent rental histories and great locations make the properties a good investments choice. The thrill of vacationing at your own property or recommending it to your friends cannot be understated. These are sound financial investments in well known world class vacation resort destinations.

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As Lutheran Cooperative Network (LCN) grows and reaches 2,500 members or families we will issue our own Credit Cards through a cooperating bank. The Credit Cards will carry the Lutheran Cooperative Network name and logo. The Credit Cards will rebate back to the Lutheran Cooperative Network ½ of 1% of all your purchases! Lutheran Cooperative Network will take that ½ of 1% of your purchase rebates and apply a portion of it to your Church, District and Synod.

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Lutheran Cooperative Network is always expanding its product line and hopes to eventually provide a comprehensive buying network that would allow every purchase to give back to the Lutheran church.

Currently, we are working on...

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